White Whale Fund

FAQ

Frequently asked questions.

Quick answers to the questions we hear most often during the intake conversation. If yours isn't here, write to us directly.

01 · Access

Who can invest and how

  • What is the minimum investment?

    The minimum is $25,000 USDT (roughly $450,000 MXN). This threshold keeps operations efficient and ensures alignment with the fund's long-horizon approach.

  • Is there a lock-up period?

    Yes — 12 months from the date of your individual deposit. The lock-up protects investors from emotional decisions during drawdowns and protects the fund from liquidity disruptions. This is a product-level condition, not a recommendation.

  • How do I gain access to the fund?

    Mandates are initiated strictly by referral or approved inquiry. The team reviews every request manually and approval is based on mandate alignment, not capital volume. Capacity is finite by design.

  • How do withdrawals work?

    Withdrawals are requested from your investor dashboard and processed manually by the CIO after the lock-up has elapsed. All withdrawals go through a cooldown period and manual verification to eliminate cyber risk on the withdrawal layer.

02 · Strategy

How capital is managed

  • What strategies does the fund use?

    Two proprietary algorithms: Tidal Engine (a volatility-targeting model) and Foundation Engine (a trend-following engine). Both sit inside a six-stage framework that covers regime identification, dynamic allocation, capital rotation, reporting, custody and evolution.

  • Which assets does the fund hold?

    Primarily BTC and ETH, with USDT and potentially USDC as defensive positions. The fund does not hold venture equity, NFTs or experimental DeFi yield positions.

  • Do you use leverage?

    Sparingly. Leverage is used only when the volatility regime supports it, and never to reach for yield. Capital preservation is the primary directive.

  • How do you communicate drawdowns?

    In full. Every monthly report includes the drawdown experienced during the period — no selective reporting. Radical transparency is a core tenet and an intentional cultural choice.

03 · Fees

What you pay and when

  • How is the management fee charged?

    A 2% annual fee is charged monthly at one twelfth of the annual rate, debited directly from your equity at the start of each month and recorded as a transaction in your dashboard.

  • How is the success fee charged?

    A 20% success fee is charged on the last day of the calendar year, applied only to profit above your personal high-water mark. If your return is negative, the success fee is zero.

  • What is the high-water mark?

    A per-investor benchmark equal to the highest equity you have ever recorded in the fund, adjusted for net contributions. Success fees are only charged on genuine profit above your own HWM — regardless of when you entered.

  • Do you handle taxes?

    No. The fund operates crypto in, crypto out and does not provide tax advice or withhold taxes. Tax responsibility is entirely with the investor.

04 · Security & ops

How the fund operates and reports

  • Where does my money actually sit?

    Your capital is traded on Binance — the world's largest cryptocurrency exchange by volume. Funds are held in a segregated account under the fund's control. Capital only leaves Binance when the CIO manually processes a withdrawal request; the platform itself has no automated withdrawal capability.

  • Does the fund have write access to my exchange account?

    The fund's connection to Binance uses a read-only API key: our systems can observe balances and compute snapshots, and place orders within pre-approved strategy limits, but cannot withdraw funds. Even if the platform were compromised, no one could move capital off-exchange without the CIO manually initiating a withdrawal.

  • How often do I receive reports?

    Monthly performance snapshots and a comprehensive annual review, both downloadable from the dashboard. The dashboard itself refreshes daily as the Binance-linked snapshot job runs.

  • What is the legal structure?

    At launch the fund operates under a crypto-in, crypto-out model, delegating fiscal responsibility to the investor. An offshore legal structure is in development to support KYC/AML scaling in future phases.